Everyone has different tastes and want different features in their budgeting software. Some might feel they rather just put it on a piece of paper with a calculator or use and excel spreadsheet. Here are a few budgeting software programs you can take a look at. They are in no order. Make sure to look at the features that you want and see which program fit your needs.

  • MySpendingPlan - A free online budgeting software system that works on the ‘”envelope” system that I have talked about in saving and budgeting your money.
  • SimpleD - Its an open source program, which is free, the screen shots look pretty nice.
  • AceMoney Lite - I have tried this program before for personal finances, but I have upgraded to Microsoft Money when my company I used to work for offered it for $10.00
  • PearBudget - A great looking excel spreadsheet.
  • Yodlee MoneyCenter - Offers spending categories to help you plan your budget and spending
  • Buddi - You must have Java installed on your computer for this one to work, but a nice program
  • Budget Master - A free personal budgeting program it includes charts and more
  • Budget On Web - More Business oriented than personal, but you might be able to make it for for your personal needs., it is a “free online system that integrates project management with contacts management and financial tools.”
  • Mo.neytrack.in - Another online program that lets you track your expenses
  • Grisbi - A free open source download for personal finances.

What programs do you use to budget with?  I personally use microsoft money because I got a great deal on it.  What do you use and suggest?

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